Getting hitched? get Insured!

Getting hitched? You should consider taking out Weddings Cover .
But is Wedding insurance a useful cover or or an additional cost you don’t really need? Having just got married my first piece of advice for those who have decided to take that stroll down the aisle . Within reason don’t think about the expense , this is a once in a lifetime day , which should be the happiest day of your lifetime and what happens at your wedding will stay in you memory for ever .
The other piece of advice is Get Wedding insurance!
The cost of a UK wedding is about £16000 on average but , you can pick up a fairly robust premium for a cost starting at around just £30. This people really is a complete ‘no-brainer’
After you have arranged the ceremony, booked the photograhers and other services, buy your wedding cover and then start paying your deposits .
If you take out weddings cover early it’s one less thing to worry about . Trust me you will have lots of things to worry about on the big day !
Even if you are thinking of not spending quite so much then a specialist wedding policy may suit you better – you may be thinking of a small event , but take into account that you will be buying some of the most expensive dresses, clothing and meals you have ever bought .
As with all covers it is important to understand what might go wrong on the day before you buy the cover . One idea One way is to take out the Wedding cover on a credit card and if you can pay the balance immediately . Any payment between £100 and £30,000 can be claimed back through section 75 of the Consumer Credit Act if there is a problem with goods or services .
If you have taken one out, home insurance policies increase cover for a month either side of the set date of someone in the household to cover wedding gifts and sometimes goods purchased for the wedding. Check you home insurance policy to see what is covered .
What you really need to be looking for in your wedding insurance policy is cover for loss of damage to the clothes , such as the wedding dress, as well as presents, the wedding cake, rings, flowers and photos and video services .
Most often cover starts a set period before the wedding and finishes a set period after – from seven days before to 24 hours after for wedding presents , for example – however there are a lot of variations depending upon the policy . Remember that you will be relying upon the services from a range of suppliers so make sure your chosen plan can cover any extra costs you might make up to the policy limit if things don’t go exactly to plan.
Wedding insurance also covers you for deposits you can’t recover or the cost of arranging alternatives if suppliers go bust (Don’t forget that your credit card covers you if you have used it so do not pay an unnecessary premium if you have an option to opt out.)
The other important area to have covered by your wedding insurance is personal liability for injury to third parties or loss or damage to third party property. This may be covered by your home insurance or the hotel’s own cover etc; but this can be quite important public liability is essential if you are holding the ceremony in a public place .
There are additional areas of cover, some policies cover legal protection , personal accident or even stress counseling but you should add these extras only if you really need them.
The Internet has made it easy to buy Wedding Insurance online, and you can save money both by comparing policy prices and by visiting a specialist events insurance company, who often have better value for money products with a wider range of wedding insurance covers .